Judge Quotes A Taylor Swift Song Against Metallica In Insurance Lawsuit

Highlights

• Taylor Swift was quoted by a judge in Metallica's lawsuit to highlight the impact of COVID-19 on events in 2020.
• Metallica battles their insurer over canceled shows, arguing the pandemic was not the cause of the cancelations.
• Judge rejects Metallica's claim, emphasizing the severity of the COVID-19 situation in 2020.

Taylor Swift has seemingly infiltrated pretty much every area of people's lives. Now she's even getting quoted in legal documents. In a recent ruling against Metallica in an ongoing dispute the band has with their insurance company, a judge quoted her song "All Too Well" to illustrate her point.

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Metallica have not been having luck in the almost four years they have been fighting their insurer over some canceled tour dates from 2020. Needless to say, all concerts were canceled once the pandemic became unmanageable, so it's surprising to see them stick to their guns so firmly on this. At least the judge seems to be having fun.

A Judge Quoted Taylor Swift In A Lawsuit Against Metallica

Metallica has been entangled in a lawsuit for a couple of years now, and recently a judge has chosen to quote Taylor Swift as a way to drive her point across.

The band have been fighting their insurance company, asking them to compensate them for some shows that were canceled in 2020, arguing COVID-19 hadn't been the reason for the cancelation. They also say that the case should have gone to trial, as they could have benefited from having a jury settle the matter.

Justice Maria Stratton was firmly against this, saying that "absurd to think that government closures were not the result of Covid-19." She followed up with "To paraphrase Taylor Swift: 'We were there. We remember it all too well.'"

The judge went on to say that "There was no vaccine against Covid-19 in March 2020 and no drugs to treat it. Ventilators were in short supply. N-95 masks were all but non-existent. Patients were being treated in tents in hospital parking lots. The mortality rate of Covid-19 was unknown, but to give just one example of the potential fatality rate, by late March, 2020, New York City was using refrigerated trucks as temporary morgues. People were terrified."

Fans found the shout-out to the pop star in the legal document hilarious, and to be honest, it's weirdly fitting for the argument the judge was making.

Metallica's Complicated Lawsuit

For almost four years now, Metallica has been fighting their insurer about some canceled tour dates from 2020. The band was supposed to play Argentina, Brazil, and Chile, in April 2020, but for obvious reasons, they couldn't make it.

The policy Metallica had purchased included "cancellation, abandonment and non-appearance insurance," but of course, there was no clause for a pandemic. The insurer stated this, saying that a communicable disease was not covered by the policy, and the band sued them for refusing to reimburse them "based on an unreasonably restrictive interpretation of the policy."

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Metallica's lawyers argued that in 2022 the shows were performed "despite the ongoing presence of COVID," so there was no conclusive proof that the pandemic had been the cause of the cancelation. Ergo, they should be reimbursed as they are covered by the policy they purchased.

However, Justice Stratton rejected this claim, saying that "much had changed" from 2020 to 2022.

"People were in a position to make a more accurate cost-benefit analysis of restrictions versus potential illness. The fact that governments chose to lift restrictions at that point, two years after COVID-19 was first discovered, does not in any way call into question their reasons for imposing travel restrictions early in the pandemic."

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